All Sharon's Favorites: Recipes, Home Remedies and Michigan Life

Organize your papers

Keep for 1 month:

  • Credit card receipts
  • Withdrawal and deposit slips (toss after you've balanced them against your monthly statement)
  • Sales receipts for minor purchases (Decide to take back whatever you don't want in 5-10 days)

Keep for 1 year:

  • Paycheck stubs
  • Mortgage statements
  • Phone and utility bills
  • Monthly bank and credit card, brokerage, mutual fund and retirement statements.

Keep indefinitely:

  • Tax returns
  • Real estate and residence records
  • Home improvements records
  • Receipts for major purchases
  • wills and trusts

Keep in a safe-deposit box:

  • Birth and death certificates
  • Marriage license
  • Insurance policies